Take-Home Pay
See your net pay after every deduction, by year, month or week.
NHS Pay Calculator 2026/27 Know Your Real NHS Take-Home Pay In Seconds
Pick your Agenda for Change band and see exactly what lands in your account, after income tax, National Insurance, NHS Pension and student loan. Free and private, for nurses, doctors, healthcare assistants and NHS staff on every band, plus a timesheet salary calculator for care workers.
• No sign-up required. Nothing you enter leaves your browser.
Band 5 monthly take-home
£2,040 +3.3%
Where pay goes
PayTaxNIPension
Pay Progression
SalaryBand 2 – 9
B2B4B6B8aB8cB9
Band 7 starting salary
£49,387
↗ 2026/27 pay scale
Most Searched
NHS Pay Calculators
Pick a calculator below and fill in your details. Results update as you type, and nothing you enter is stored.
NHS Take-Home Pay Calculator
Your monthly pay after tax, NI, pension and student loan.
Your take-home pay
Band 5 · monthly take-home
£2,040.21
from £2,672.75 gross
- Gross pay
- £2,672.75
- Income tax
- −£280.68
- National Insurance
- −£130.02
- Pension (8.3%)
- −£221.84
- Take-home
- £2,040.21
Estimate only. Assumes tax code 1257L and excludes unsocial hours, overtime and high cost area supplements. Check your payslip for exact figures.
Timesheet
Salary Calculator For Every Worker
For UK care workers, healthcare assistants, nurses, doctors and NHS staff on every band. Mark each day worked or off, enter your hours, rate and tax code, and see your total hours, days worked, tax, pension and take-home pay.
Your details
Your take-home pay
–
Choose the start and end of your pay period
Who can use this salary calculator?
Anyone in the UK paid by the hour or by the shift can work out their weekly or monthly take-home pay here, including:
- Care workers and home carers on an hourly rate with a NEST or workplace pension
- Healthcare assistants and support workers on Agenda for Change Bands 2 to 4
- NHS nurses and midwives on Bands 5 to 7, including long days and nights. Find your NHS hourly rate
- Doctors, from resident doctors to consultants. Resident doctor pay
- Bank and agency staff with a BR code on a second job. Second job tax
- Paramedics, ODPs, AHPs and admin staff on any NHS band, in England, Scotland or Wales
Quick tips to check your payslip
- Most people with one job have tax code 1257L. If yours is different, the tax code checker explains it.
- Paid more for nights, weekends or bank holidays? Use your enhanced hourly rate, or the shift pay calculator.
- Overtime is not usually pensionable for full-time NHS staff, so less pension comes off it than shown here. See your overtime take-home pay.
- Compare your result with your payslip. A big gap usually means a different tax code or an emergency code.
Everyday Tools
Calculators For Every Shift
Quick tools for the rest of the working day, from audit scores and shift hours to unit conversions, dates, savings and sending money home.
- NHS Everyday CalculatorA quick, simple calculator for sums at work or at home.
- NHS Healthcare Scientific CalculatorPowers, roots, logs and trig for study and lab work.
- NHS Audit Percentage CalculatorCompliance percentage and red, amber, green rating for audits.
- NHS Age and Date CalculatorExact age, days between dates and adding days to a date.
- NHS Medical Unit ConverterConvert weight, height, temperature, glucose, HbA1c and more.
- NHS International Staff Currency ConverterPounds to rupees, pesos, naira and more at today's rates.
- Mortgage Calculator for NHS StaffMonthly repayments, stamp duty and how much you could borrow.
- Personal Loan CalculatorMonthly repayments and total interest for a fixed-rate loan.
- NHS BMI and Calorie CalculatorYour BMI, healthy weight range and daily calorie needs.
- NHS Shift and Working Hours CalculatorAdd up shift hours, breaks and nights against your contract.
- NHS Nursing Student Grade CalculatorWeighted module average and predicted degree classification.
- NHS Staff Savings and Interest CalculatorHow your savings grow with monthly deposits and interest.
Built For Every Agenda For Change Role
Nursing
Midwifery
Paramedics
Allied Health
Admin & Estates
Band 6 · annual breakdown2026/27
AprJunAugOctDecFeb
Payslip Breakdown
Basic pay
£3,329.92 / month
Income tax
£391.22 / month
NHS Pension
£326.33 / month
Instant Breakdown
See Exactly Where Every Pound Of Your Pay Goes
Payslips can be confusing. We break your salary down line by line, so you can see what you earn, what you pay and what you keep.
Tax & NI explainedPension tier includedYearly, monthly or weekly
Best Features
Everything You Need To
Understand Your Pay
One simple calculator that handles the tricky parts of NHS pay for you, from tiered pension rates to part-time pro-rata salaries.
Pension Tiers
Your NHS Pension contribution rate is applied automatically from your pay.
Part-Time Hours
Slide your contracted hours and get a pro-rata salary in an instant.
Student Loans
Plans 1, 2, 4, 5 and Postgraduate repayments are all included.
Career Goal
Plan Your Next Step Up The Pay Bands
Thinking about a promotion? See what moving up a band really means for your monthly pay.
Pay Progression Tracking
Know when your next pay step is due and what it is worth.
Compare Bands Side by Side
Weigh up a promotion or new role with real take-home figures.
Always Up to Date
Built on the current Agenda for Change pay scales and tax rates.
Band Step-Up Value
Entry salary to next band entry
- 6
Band 5 → Band 6
Gross per year
+24.6%
+£7,886
- 7
Band 6 → Band 7
Gross per year
+23.6%
+£9,428
- 8a
Band 7 → Band 8a
Gross per year
+16.5%
+£8,141
- 8b
Band 8a → Band 8b
Gross per year
+15.7%
+£9,054
2026/27 Pay Award
3.3%
Applied to all AfC bands
Pay Bands
The Most Popular Bands
Pay points for the bands most clinical staff work in. Switch between annual and monthly figures.
MonthlyAnnually
Band 5
Newly qualified nurses, ODPs, paramedics and AHPs.
£32,073gross / year
- ✓Entry: £32,073
- ✓After 2 years: £34,592
- ✓After 4 years: £39,043
- ✓Take-home at entry: £24,483
Band 6
Experienced and specialist practitioners, deputy sisters.
£39,959gross / year
- ✓Entry: £39,959
- ✓After 2 years: £42,170
- ✓After 5 years: £48,117
- ✓Take-home at entry: £29,157
Band 7
Advanced practitioners, ward managers, team leads.
£49,387gross / year
- ✓Entry: £49,387
- ✓After 2 years: £51,932
- ✓After 5 years: £56,515
- ✓Take-home at entry: £35,206
Example Scenarios
What Your Pay Could
Look Like
Worked examples for common NHS roles. Try your own numbers in the calculator above.
Newly qualified nurse
Band 5 · £32,073 FTE · Full time, Plan 2 student loan
- Gross / month
- £2,672.75
- Deductions / month
- £652.70
5Take-home / month£2,020.05
Senior physiotherapist
Band 7 · £51,932 FTE · 30 hours a week, no student loan
- Gross / month
- £3,462.13
- Deductions / month
- £947.53
7Take-home / month£2,514.60
Healthcare assistant
Band 3 · £27,476 FTE · Full time, top of band
- Gross / month
- £2,289.67
- Deductions / month
- £466.87
3Take-home / month£1,822.80
Guides
NHS Pay Explained
Plain-English guides to how each part of NHS pay works, with worked examples. Every guide links to its calculator.
Pregnancy on the NHS: Tests, Foods, Ectopic Signs and Common Questions
Clear answers to the pregnancy questions people ask most, from free NHS pregnancy tests and ectopic pregnancy signs to foods to avoid, fit-to-fly letters and what to pack.
Read the guide →
NHS Pay Scales 2026/27: Annual, Hourly and HCAS Rates for Every Band
Every Agenda for Change pay point for 2026/27 in one place: annual salary, monthly and hourly pay, and London weighting (HCAS) for Bands 2 to 9.
Read the guide →
How to Take a Stool Sample for the NHS (Step by Step)
Collecting a poo sample is simpler than it sounds. Here is a step-by-step guide to doing it cleanly, how much you need and how quickly to hand it in.
Read the guide →
How to Change a Stoma Bag: A Simple Step-by-Step Routine
Changing a stoma bag soon becomes routine. Here is a simple step-by-step guide based on NHS stoma care leaflets, plus when to speak to your stoma nurse.
Read the guide →
What Is an NHS Musculoskeletal (MSK) Assessment?
In most of England you can refer yourself to community MSK services for back, joint and muscle problems. Here is what the assessment involves and what can follow.
Read the guide →
What Happens at a Gastroenterology Appointment?
Gastroenterology looks after your stomach, bowel and liver. Here is what usually happens at your first appointment, which tests you might need, and how to prepare.
Read the guide →
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- NHS Ill-Health Retirement Explained: Tier 1 and Tier 2 Pensions
- Ways to Boost Your NHS Pension: Additional Pension, ERRBO and AVCs
- HSC Pay in Northern Ireland vs NHS England: 2026/27 Explained
- NHS HR Jobs Salary 2026/27: HR Assistant to Workforce Director
- NHS Pay in Wales vs England 2026/27: Band by Band
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- NHS Partial Retirement and Step Down: Taking Your Pension While Still Working
- Returning to the NHS After a Career Break: Pay, Pension and Registration
- NHS Finance Jobs Salary 2026/27: Finance Assistant to Finance Director
- Moving Between NHS Trusts: Your Pay, Leave and Continuous Service
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- NHS IT and Digital Jobs Salary 2026/27: Service Desk to Head of Digital
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FAQs
Frequently Asked Questions
Is this calculator official?+
No. It is an independent tool that estimates take-home pay from published Agenda for Change pay scales. Always check your payslip.
Why is my pension contribution rate different?+
NHS Pension contributions are tiered by your actual pensionable pay, so part-time staff may pay a lower rate than full-time colleagues on the same band.
Does it include unsocial hours or overtime?+
Not yet. The calculator uses basic pay only, excluding enhancements and high cost area supplements.
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Be the first to know when new Agenda for Change pay scales and tax rates are published.