Resident Doctor Pay Calculator
Take-home pay for FY1 to ST8 resident (junior) doctors in England.
Your details
100% for full time. Less than full time trainees are often 60% or 80%.
Monthly take-home on basic pay
£2,408.71
FY1 (Foundation Year 1), £41,226 a year
- Basic pay / month
- £3,435.50
- Income tax
- −£410.26
- National Insurance
- −£191.04
- NHS Pension (9.8%)
- −£336.68
- Student loan
- −£88.81
- Take-home / month
- £2,408.71
Basic pay covers 40 hours a week. Extra rostered hours, nights, weekends and on-call are paid on top and are not included.
How it is worked out
- 1Basic pay is set by grade under the 2016 contract and covers a 40-hour week.
- 2Less than full time trainees are paid in proportion to their hours.
- 3Tax, National Insurance, student loan and NHS Pension are worked out the same way as for other NHS staff.
Worth knowing
- Night, weekend and on-call allowances and extra rostered hours are paid on top of basic pay and are not included here.
- Figures are basic pay from April 2026. Check the latest pay circular, as doctors' pay awards can arrive mid-year.
Common questions
How much does an FY1 doctor take home?+
Pick FY1 in the calculator. The result shows monthly take-home pay on basic salary, before any extra allowances for nights or weekends.
Sources
The rules and figures behind this calculator come from:
- NHS Employers: Medical and dental pay and contracts
- GOV.UK: Review Body on Doctors' and Dentists' Remuneration
- BMA: Pay scales for resident doctors
- GOV.UK: Income Tax rates and Personal Allowances
Results are estimates for Agenda for Change staff in England using 2026/27 figures. They are not financial advice. Your payslip, employer or NHS Pensions statement has the final word.
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