Teacher Take-Home Pay Calculator (England)
Monthly pay for teachers after tax, NI, Teachers' Pension and student loan.
Your details
M1 to M6 is the main pay range; U1 to U3 is the upper pay range.
Take-home pay each month
£2,134.24
£34,069 a year before deductions
- Gross pay / month
- £2,839.08
- Teachers' Pension (7.4%)
- −£210.09
- Income tax
- −£316.30
- National Insurance
- −£143.33
- Student loan
- −£35.13
- Take-home / year
- £25,611
Pay points for maintained schools in England, September 2026 to August 2027, from the 2026 pay award (provisional until the pay document is final). Academies can set their own pay. Assumes tax code 1257L.
How it is worked out
- 1Choose your pay area and point on the main or upper pay range. Salaries are the September 2026 figures for maintained schools.
- 2Part-time pay is the full-time salary multiplied by your working pattern as a percentage.
- 3Teachers' Pension contributions are taken before tax, at the tier for your actual salary, from 7.4% to 12%.
- 4Income tax, National Insurance and student loan repayments use 2026/27 rates.
Worth knowing
- The 2026 award figures are provisional until the School Teachers' Pay and Conditions Document is final.
- Academies and independent schools can set their own pay scales.
- Allowances such as TLRs and SEN allowances are not included.
Common questions
How much does a newly qualified teacher earn in 2026/27?+
Outside London, the main pay range starts at £34,069 from September 2026. In Inner London it starts at £41,729.
Is the Teachers' Pension taken before tax?+
Yes. Contributions come off before income tax, so you get tax relief straight away, but not before National Insurance.
Sources
The rules and figures behind this calculator come from:
- GOV.UK: School teachers' pay and conditions
- Teachers' Pensions
- GOV.UK: Income Tax rates and Personal Allowances
- GOV.UK: National Insurance rates and categories
Results are estimates for teachers in maintained schools in England using 2026/27 tax rates and the September 2026 pay award. They are not financial advice. Your payslip and the Teachers' Pension Scheme have the final word.
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