NHS Student Loan Repayment Calculator
What comes off your NHS payslip for each loan plan.
Your details
hrs
Student loan repayment / month
£20.16
£242 a year
- Gross pay / year
- £32,073
- Plan 2 at 9% over £29,385
- £20.16 / month
- Total / month
- £20.16
Thresholds for 2026/27. Not sure which plan you are on? It is shown on your Student Loans Company account.
How it is worked out
- 1Repayments are a fixed percentage of what you earn above your plan's threshold: 9% for undergraduate plans and 6% for postgraduate loans.
- 2If you have both an undergraduate and a postgraduate loan, both are taken at the same time.
- 3Repayments are based on gross pay before your pension contribution is deducted.
Worth knowing
- Payroll works this out each pay period, so a month with overtime can mean a bigger repayment that month.
Sources
The rules and figures behind this calculator come from:
Results are estimates for Agenda for Change staff in England using 2026/27 figures. They are not financial advice. Your payslip, employer or NHS Pensions statement has the final word.
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