NHS Pay Rise Calculator
What this year's pay award adds to your monthly take-home pay.
Your details
2026/27 award is 3.3%.
Extra take-home pay each month
£68.25
£819 a year, a 2.9% rise in take-home pay
- Gross pay before / after
- £38,682 / £39,959
- Take-home / month before
- £2,361.52
- Take-home / month after
- £2,429.77
- Pension rate before / after
- 9.8% / 9.8%
- Extra take-home / month
- £68.25
Uses 2026/27 tax rates for both figures, so the difference shows the effect of the award alone.
How it is worked out
- 1We compare last year's salary with this year's for the same band and pay point.
- 2Both are run through the full take-home calculation, so you see the rise after tax, National Insurance and pension.
Worth knowing
- A percentage rise in gross pay is usually a smaller rise in take-home pay, because tax and pension are taken from the extra too.
- Moving up a pay point in the same year is on top of the award and is not shown here.
Common questions
Why is my take-home rise smaller than the pay award?+
Income tax, National Insurance and your pension contribution all come out of the extra pay. If the rise moves you into a higher pension tier, the difference is bigger still.
Sources
The rules and figures behind this calculator come from:
- NHS Employers: Agenda for Change pay scales 2026/27
- GOV.UK: NHS Pay Review Body
- GOV.UK: Income Tax rates and Personal Allowances
- GOV.UK: National Insurance rates and categories
Results are estimates for Agenda for Change staff in England using 2026/27 figures. They are not financial advice. Your payslip, employer or NHS Pensions statement has the final word.
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